In the US and the UK saving and borrowing routines have changed radically. Consumer borrowing has risen dramatically, there have been upheavals in pensions, crises of sub-prime mortgages, and an increased popularity of mutual funds. This book is an innovative contribution to the social scientific debates about these issues and contemporary finance. This is an undeniably important and timely book. We are at a moment of significant change and uncertainty within the Anglo-American financial system within which many of us are irrevocably entangled due to our everyday roles as borrowers and/or savers. Langley reveals with skill and insight how we have arrived at this particular financial and political conjuncture and, in doing so, provides an important resource to help determine where we may be headed.