Will their love come at a cost? Escaping Boston to avoid a marriage of convenience aimed at garnering society's respect for her family name in the shadow of her father's war profiteering, Meg Underwood settles in Spruce Hill, Oregon. Despite leaving behind the comforts of wealth, she's happy. Then the handsome Pinkerton agent, Reuben Jessop, arrives with news that she's inherited her aunt's significant estate, and she must return home to claim the bequest. Meg refuses to make the trip. Unwilling to fail at his mission, Reuben gives her until Christmas to prove why she should remain in Spruce Hill and give up the opportunity to become a woman of means. When he seems to want more than friendship, she wonders if her new-found wealth is the basis of his attraction.