The government of India introducing many schemes with the goal of reaching the target sections of the society, But many states do not follow the guidelines of central government schemes. PMJDY being followed by many states and implementing successfully In Telangana, PMJDY is a very useful scheme for social welfare benefits to directly reach the targeted sections through DBT (direct benefit transfer) also. Lack of rural people included in financial inclusion. In this book, financial inclusion through PMJDY in Telangana, including the socio-economic profile of the sample, the BANK MITRA's role, and the progress of PMJDY in Telangana, was covered. It will help with understanding for further studies.